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104 Duval Street | Key West, FL

JEWELRY INSURANCE


Although insuring your jewelry is not a legal requirement like automobile insurance and jewelry stores are not insurance companies responsible for loss theft or damage to your jewelry, it is however a smart investment that will provide peace of mind while you wear your treasured items.

Aside from your existing homeowners policy and renters insurance there are many insurance providers who can take care of your jewelry insurance needs.

If you have a homeowners policy that provides good coverage then we recommend you use that but if you don’t have a policy then there are many sources out there that can provide the coverage you need. An important bit of advice we can give is that you ask appropriate questions and read the fine print on your policy. We highly recommend that you make sure you are given the right to choose the jeweler you wish to work on your repair or replacement instead of the insurance company choosing for you. This has been known to lead to inferior quality work and product replacement by insurance companies trying to save a buck or two.

You are responsible for insuring your own jewelry. We are not an insurance company and are not responsible for the jewelry outside of our basic workmanship warranty.

If you have any further questions, please do not hesitate to contact us. Emeralds International will be offering an insurance coverage program through an industry partner in the near future so stay tuned for details.